Fouts Financial Inc.
Mortgage Brokers

Meet our Loan Officers

Local People in Local Offices

Our Team



Start your loan application with Bob HERE

bob fouts


President | Loan Officer  NMLS #18341, 18503

Bob Fouts, President of Fouts Financial, has over 20 years of residential, commercial, and construction financing experience.  

Bob has served as President of the San Diego Mortgage Brokers Association, as well as Vice President for the California Mortgage Brokers Association in Sacramento, California. 

Bob has taught and guest lectured on real estate and real estate financing at select universities and colleges. He has been a columnist for the San Diego Union Tribune, and the North County Times, and a real estate financial reporter on radio. 

Previously, Bob was the Manager of the Residential Lending Division of Southwest Community Bank before it was acquired by a state-wide organization.

800-587-1400 Toll free
888-371-3677 Fax


Start your loan application with Mike HERE


Start your loan application with Je-Anne HERE

michael fouts


Vice President| Loan Officer  NMLS #118408

Mike Fouts, Washington, was one of the "Top Producers" as a Loan Officer for Washington Mutual in Seattle. He also gained valuable experience with the Bank of America. 

Mike attended the University of Utah where he gained athletic fame as the starting Quarterback of the Utes, leading them to their first Conference title in over 20 years, for which he was honored as one of the top 8 Quarterbacks in the nation. His proud father, Bob, welcomes his competitive spirit and genuine people skills. 

Mike and his wife, Laura, live in Renton, Washington where Laura, a Miss Colorado Basketball star and a scholarship Utes basketball player, teaches English at Bellevue High School, and Mike volunteers as an assistant coach of the football team.

425-753-8666 Cell
425-970-3939 Fax

NMLS #18503, 118179

je-anne rogers


Je-Anne is an experienced mortgage professional serving all clients with the highest ethical standards, efficiently and effectively, and as the only contact from application to closing.

Whether you are a first-time homebuyer, refinancing, purchasing your first or multiple vacation, investment, or commercial property, Je-Anne makes you feel at ease with her responsiveness. She will provide a thorough financial analysis before presenting customized options along with a realistic picture of what to expect with each scenario.

Je-Anne has been a loan officer with two of the nation’s largest banks, earned a bachelors degree, owned a small business, homes and rentals, and is a former legislative staffer. She is a wife, mother of two, active in her communities, and was raised in the Pacific Northwest.

She looks forward to helping you reach your mortgage financing goals.


NMLS# 1373723


Start your loan application with Patricia HERE

patricia balio


Akamai Financial Services has joined forces with Fouts Financial, Inc. to offer our island and mainland customers greater access to real estate financing opportunities. Patricia Balio is the Branch Manager and Mortgage Loan Originator for the Hawaii office of Akamai Financial Services, a dba of Fouts Financial, Inc. Although our office is located on the Island of Oahu, we provide service to all neighbor islands.

Patricia has been in the banking field for over 20 years. She takes pride in the knowledge that she has helped so many over the years to achieve their financial goals. That is why Patricia insists that our loan officers possess a mature and caring attitude and can efficiently meet our client's needs. Further, in light of all Federal and State law changes as it relates to mortgage lending, Patricia is ever vigilant to update and educate her clients to better assist them in making a well informed decision.

Patricia believes in relationship banking, the customer always come first which provides an educational process that is ongoing.  As with life, communication and understanding are essential in developing and nurturing a long-term beneficial relationship. We hope that you and Akamai Financial Services can achieve this goal together. 

Call Akamai Financial Services today, so we may discuss your future financial needs. We look forward to the opportunity to serve you. 

HI License/NMLS # 307879, 517439, 18503

Patricia can be reached at 808-347-3166. Her email address is


Start your loan application with Suzanne HERE

suzanne fouts krueger


Loan Officer  NMLS #1585967

Suzanne has her MBA in Finance from the University of Redlands, ranked 12th in the 2017 edition of Best Colleges in Regional Universities West. She brings a diverse background in business development, project and event management, as well as financial and managerial accounting. 

She is also the Executive Director for the non-profit Dominic Fouts Memorial Cancer Fund and assists in her husband’s construction company, Trailhead Design + Build, in contract administration and accounting. 

Based in Bend, Suzanne is excited to bring the personal and attentive culture of Fouts Financial, Inc. to Central Oregon, one of the fastest growing regions in the nation.

Suzanne is an Affiliate Member of the Central Oregon Association of Realtors.

(805) 403-3061 Cell 
(541) 508-7009 Fax 

NMLS #18503, 1615630

Ken Ross Pictures 002C.jpg

Start your loan application with Ken HERE

Ken Ross

Kenneth D. Ross
Loan Officer
NMLS 253-827
BRE 00847855


Laura Beukelman

VP and Operations Manager

Direct: 951-217-6129


Laura Beukelman, Vice President and Operations Manager for Fouts Financial, has over 15 years experience in the banking and real estate lending industry.

Most recently, Laura worked for Bob Fouts in the Residential Lending Division for Southwest Community Bank, handling all the complexities of real estate lending. Prior to that, she worked at North County Bank and Bank of America.